My Reasons for Trying to be More Frugal

by Marcy on February 17, 2008 · 0 comments

I loved this post by Angie over at Thrifty Florida Mama. It got me thinking about comparing myself to other bloggers and their level of “frugalness” compared to mine.

I have been tempted to hit the “delete” button on this blog several times over the last 6 weeks or so. Mainly because I feel intimidated by all of the other bloggers out there who are awesome writers, have great blog designs, and are way more experienced than me when it comes to being frugal. I worry that people might laugh at the fact that I am struggling to feed two adults and one toddler on $75/week when they are feeding many more people for much less. But you know what? We all have different stories and comfort zones. What is easy for one person may be difficult for the next person. This blog is about my story, and in telling it, I’m hoping to make myself more accountable when it comes to saving money. If I am able to help out any other newbies along the way, that would be awesome too. And so I am going to keep plodding along…and we’ll see where this journey leads me.

So why am I trying to learn how to be more frugal when I was born with a HUGE, spending gene? Honestly, it is because I want to stay out of debt. It took my husband and I a long time to pay off our credit cards from college, most of our student loans, and our cars. It also took us several years to build up our emergency fund, and I don’t want to touch it unless we have a true emergency!

I still want to cry when I think about the salary that I left behind when I quit my job. It was 47% of our household income (the fact that I have figured that out down to the 7% should show you how anal I am!!). That being said, I do not regret our decision for me to stay at home full time one bit. I feel so blessed and happy that we took the plunge. But I still feel the need to contribute to our household financially, even if it is “only” by using and saving our money wisely. We aren’t able to save as much as we once were, so I am hoping by being smarter with my grocery and household purchases that I am able to carve out more money to throw into savings.

So there are my “whys” for being a crazy coupon lady. I want to feel like I am contributing and stretching our money as far as I can, I want to stay out of debt, and I want to keep adding to our savings. Because we have a girl….and I have a feeling that college and a wedding will be here sooner than we think!

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